Talk To Robert Directly
Call - (801) 447-1334
Talk To Robert Directly
Call - (801) 447-1334
Let’s Make Your
Homeownership
Journey Simple!
Answer a few quick questions,
and I’ll match you with the
Best Loan Programs And
Rates Tailored To Your Goals...
FHA, VA, Conventional, and No Down Payment Options Available.
Self-employed? No problem we’ve
got programs for you!
Quick, hassle-free, and
no obligation pre-approvals.
No sensitive information needed
No DOB or SSN required!
🏅Veterans: Buying or Refinancing?
Unlock Your VA Loan Benefits Now🏅
Robert Buchanan
Turning homeownership goals into victories!
Saving You Money
Where It Counts!
I’m personally covering $250
Towards closing costs something
other loan officers and lenders
will charge you for...
Consider it my way of saying thanks for choosing to work with me and helping
you start your homeownership
or refinancing journey with a little
extra peace of mind and savings.
Let’s Make Your
Homeownership
Journey Simple!
Answer a few
quick questions,
and I’ll match you
with the Best
Loan Programs
And Rates Tailored
To Your Goals...
FHA, VA, Conventional, and No Down Payment Options
Available
Self-employed? No problem we’ve got programs for you!
Quick, hassle-free, and no obligation pre-approvals.
No sensitive information needed No DOB or SSN required!
🏅Veterans: Buying
or Refinancing?
Unlock Your VA Loan Benefits Now🏅
Saving You Money
Where It Counts!
I’m personally covering $250
Towards closing costs something other loan officers and lenders
will charge you for...
Consider it my way of saying
thanks for choosing to work with
me and helping you start your homeownership or refinancing journey with a little extra
peace of mind and savings.
Robert Buchanan
Turning homeownership
goals into victories!
Top 10 Reasons Renters Are Choosing to Buy a Home
and Why It’s a Smart Move.
Buying a home isn’t just
about owning a property
it’s about creating a
foundation for financial
stability and personal freedom
See below for just a
few of the smart reasons
renters are choosing
to purchase today...
Top 10 Reasons Renters Are Choosing to
Buy a Home and Why It’s a Smart Move
Buying a home isn’t just about owning a
property it’s about creating a foundation for
financial stability and personal freedom
See below for just a few of the smart reasons
renters are choosing to purchase today...
Build Equity Instead of Paying Rent:
Every mortgage payment brings you closer to owning your home outright, unlike rent, which builds your landlord’s wealth.
Predictable Monthly Payments:
With a fixed-rate mortgage, your monthly housing costs remain stable, unlike rent, which often increases annually.
Take Advantage of Special Loan Programs:
With options like FHA, VA, USDA, and low or no down payment programs, homeownership may be more accessible than you think.
Invest in Your Future:
Homeownership is a smart financial move that builds stability and lays the groundwork for long-term wealth.
Marry the Home, Not the Rate: Waiting for rates to drop could mean missing out on your dream home. The good news? You can lock in the home you love now, and if rates go down later, refinancing is always an option to adjust your payment. Finding the right home could be a once-in-a-lifetime opportunity—your rate doesn’t have to be.
Tax Benefits of Homeownership:
Enjoy potential tax deductions on mortgage interest, property taxes, and more—saving you money year after year.
Freedom to Personalize Your Space:
Owning a home means no restrictions on renovations or decorating—create the space you’ve always dreamed of!
Potential for Long-Term Appreciation:
Historically, real estate values increase over time, helping you build wealth through your investment.
Room to Grow and Thrive:
A home provides the space you need to expand your family, hobbies, or lifestyle without limitations.
And So Much More!
Whether you’re ready to stop renting or take the first step toward financial freedom, I’m here to guide you through every step of the homebuying process.
Build Equity Instead of Paying Rent:
Every mortgage payment brings you closer to owning your home outright, unlike rent, which builds your landlord’s wealth.
Predictable Monthly Payments:
With a fixed-rate mortgage, your monthly housing costs remain stable, unlike rent, which often increases annually.
Take Advantage of Special Loan Programs:
With options like FHA, VA, USDA, and low or no down payment programs, homeownership may be more accessible than you think.
Invest in Your Future:
Homeownership is a smart financial move that builds stability and lays the groundwork for long-term wealth.
Marry the Home, Not the Rate: Waiting for rates to drop could mean missing out on your dream home. The good news? You can lock in the home you love now, and if rates go down later, refinancing is always an option to adjust your payment. Finding the right home could be a once-in-a-lifetime opportunity—your rate doesn’t have to be.
Tax Benefits of Homeownership:
Enjoy potential tax deductions on mortgage interest, property taxes, and more—saving you money year after year.
Freedom to Personalize Your Space:
Owning a home means no restrictions on renovations or decorating—create the space you’ve always dreamed of!
Potential for Long-Term Appreciation:
Historically, real estate values increase over time, helping you build wealth through your investment.
Room to Grow and Thrive:
A home provides the space you need to expand your family, hobbies, or lifestyle without limitations.
And So Much More!
Whether you’re ready to stop renting or take the first step toward financial freedom, I’m here to guide you through every step of the homebuying process.
Here’s how we can work
together to reach your
Homeownership or
Refinancing Goals...
STEP 1
Start with a Quick,
No Pressure Quiz
or Call Me Directly
Take a quick, hassle-free quiz—no personal information required. Find out how much
home you can afford or explore your
refinancing options, all in just a few clicks.
STEP 2
Review Customized Loan Options
Just for You
Learn how much you qualify for, what your payments could look like, and how quickly you can get approved to move forward.
STEP 3
Finalize Your Approval Options and Move
Forward Toward
Your Goals...
Finalize your mortgage loan
approval and take the next step
whether it’s refinancing or starting
your search for a new home.
Here’s how we can work together to reach
your Homeownership or Refinancing Goals
STEP 1
Start with a Quick, No
Pressure Quiz or Call Me
Take a quick, hassle-free quiz—no personal information required. Find out how much home you can afford or explore your refinancing options, all in just a few clicks.
STEP 2
Review Customized Loan Options Just for You.
Learn how much you qualify for, what your payments could look like, and how quickly you can get approved to move forward.
STEP 3
Finalize Your Approval
Options and Move Forward
Toward Your Goals...
Finalize your mortgage loan approval and take the next step—whether it’s refinancing or starting your search for a new home.
Frequently Asked Questions
What loan programs do you offer?
Great question! As a mortgage broker, I work with over 200 lenders, offering a wide variety of loan programs to meet every borrower’s unique needs. Here’s just a glimpse of what I can offer:
FHA Loans
Conventional Loans
VA Loans
HomeReady
Home Possible
Good Neighbor Next Door
USDA Loans
Jumbo Loans
DSCR Loans (Debt Service Coverage Ratio)
Bank Statement Loans
No-Doc Loans
ITIN Loans
Down Payment Assistance Programs
2-1 and 3-2-1 Buydown Programs
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Interest-Only Loans
Doctor and Professional Loans
Construction Loans
Renovation Loans (including FHA 203(k))
Reverse Mortgages
HELOCs (Home Equity Line of Credit)
Bridge Loans
Energy-Efficient Mortgages (EEM)
Manufactured Home Loans
Non-QM Loans (Non-Qualified Mortgages)
First-Time Homebuyer Programs
And so much more!
No matter your situation or goals, I’ve got the perfect program for you.
Fill out my quick 60-second survey, and we’ll find the best program tailored to your needs.
Should I talk to a realtor or get approved first?
Always start with me, Robert. Why? You need to know exactly what loan program you qualify for and the payment you’re comfortable with before house hunting.
Realtors won’t take you shopping without a pre-approval letter—they want to know you’re serious and financially ready. And here’s the thing: even if you go to a realtor first, they’ll send you right back to a mortgage advisor like me.
Save yourself the extra step and start with me so we can figure out your budget, lock in the best program, and get you ready to shop stress-free.
Do you have realtors to refer me to once I’m qualified?
Absolutely! If you don’t already have an agent, I can recommend a couple of experienced agents in your area. These referrals are to help you find someone who matches your personality, communication style, and specific needs.
It’s important that you feel comfortable and confident with your realtor, so you’ll have the chance to see if they’re the right fit for you. Think of me as your real estate matchmaker—I’ll connect you with someone who has your back, just like I do.
How does the $250 offer work? And are you really paying out of pocket?
Yes, I’m paying the full $1,095 out of my own personal pocket—no gimmicks. This rebate directly goes toward closing costs.
Think of it as my way of making your homeownership journey a little easier and more affordable. By covering these fees, I’m helping to reduce the upfront costs of buying or refinancing your home so you can focus on what really matters—getting into your dream home or saving money on your current home.
What if I don’t have a down payment?
Good news! As a first-time homebuyer—or even if you haven’t purchased a home in the last three years—you might qualify for $0 down payment programs.
From USDA loans to specialized grants, there’s likely a path forward for you. Let’s explore the possibilities together and get you into your new home without breaking the bank.
Do you really work with over 200 lenders?
You bet I do! As a broker, I partner with 200+ lenders, giving me access to programs for almost any situation. Plus, I make them compete for your business, which means better rates and terms for you.
It’s like having a whole team of lenders working to win you over, all while I guide you through the process.
What if I get denied?
Hey, it happens. But don’t worry—I’m not here to toss you into the woods and leave you to figure things out alone. If a denial happens, I’ll create a personalized roadmap with clear steps and a timeline to help you qualify in the future.
Whether it takes six months or five years, I’m here to guide you every step of the way. We’re in this together.
Can I still qualify if I’m self-employed?
Of course! I specialize in programs designed for self-employed borrowers. From bank statement loans to no-doc options, there’s likely a solution that works for you. Let’s make your entrepreneurial success work in your favor.
Will you help me compare rates?
Absolutely! Because I work with so many lenders, I’ll present you with the best options tailored to your goals. I don’t just find you a rate—I find you the right rate, ensuring it fits your financial needs and long-term plans.
Does the $250 offer apply to refinances or just home purchases?
Great question! This offer applies to both home purchases and refinances.
And if you know someone who could benefit from this savings—whether they’re buying or refinancing—send them my way. I’d love to help them too!
No matter your situation, I’m here to make the process easier and more affordable for everyone.
Got more questions?
Fill out my quick, 60-second quiz to get started, or reach out however you prefer. Call, text, or chat—I’m here to make the process as smooth and fun as possible. It’s all about your style of communication, and I’m here for it!
In The Wrong Place And
Looking to Refinance
A Home Instead?
Follow Me On Social Media
In The Wrong Place
Looking to Refinance
A Home Instead?
Follow Me
On Social Media
Hey, I'm Coach Robert Buchanan!
Hey, I'm Coach
Robert Buchanan!
And this year, I’m on a mission to help 50 families turn their homeownership goals into victories. With over three decades of experience in financial services—spanning banking, investments, and mortgages—I’ve dedicated my career to guiding clients through life’s biggest financial milestones.
And this year, I’m on a mission to help 50 families turn their homeownership
goals into victories. With over three decades of experience in financial services—spanning banking, investments, and mortgages—I’ve dedicated my career to guiding clients through life’s biggest financial milestones.
As Vice President of Sales at First Rate Home Loans, I combine expert knowledge with a passion for making the mortgage process smooth, stress-free, and empowering.
As Vice President of Sales at First Rate Home Loans, I combine expert knowledge with a passion for making the mortgage process smooth,
stress-free, and empowering.
Think of me as your personal coach in the home-buying journey—whether it’s finding the perfect loan, navigating options, or celebrating your closing day. Outside of the office, I’m known as “Coach B,” thanks to my years of coaching youth sports and bringing that same drive, strategy, and teamwork to every family I help. Married to my amazing wife Becki, with four wonderful kids and one loyal dog, I understand the importance of creating a home where memories are made. Let’s work together to make your homeownership dreams a reality. When you’re ready to take that next step, I’ll be here to guide you every step of the way.
Think of me as your personal coach in the home-buying journey—whether it’s finding the perfect loan, navigating options, or celebrating your closing day. Outside of the office, I’m known as “Coach B,” thanks to my years of coaching youth sports and bringing that same drive, strategy, and teamwork to every family I help. Married to my amazing wife Becki, with four wonderful kids and one loyal dog, I understand the importance of creating a home where memories are made. Let’s work together to make your homeownership dreams a reality. When you’re ready to take that next step, I’ll be here to guide you every step of the way.